Frequently Asked Questions

Do you have any questions about our insurance?

Below you will find answer to all your questions.
Policy & Coverages
Depending on how you use your vehicle for business or commercial purposes, it may or may not be covered…
Yes, you can cover your vacation property with a separate homeowner’s policy. If you’re not at your vacation…
B Smart covers you for loss or damage caused by a fire whether you’re a homeowner, condo owner, landlord or...
Only the vehicle owner (or named lessee) or homeowner can quote and purchase a policy with B Smart …
It’s not something we offer at B Smart at this time. ATVs, campers, snowmobiles, antique automobiles…
Your landlord insurance doesn’t cover your tenants’ stuff. Renters need to buy their own tenant (or renters) …

Why buy tenant insurance with B Smart?

We’re Canada’s first fully online home and auto insurance company. With us, you can quote, purchase and manage your policy entirely online. Here’s why else we think you’ll love being insured with B Smart:
Above & Beyond
First claim forgiveness, replacement cost guarantee and enhanced deductible waiver are all extra perks of our Above and Beyond coverage.
Express Claims
Time is money and people are in a rush. On top of our 24/7 claims support, you have the option of an express claim for small
Customer Satisfaction
Online doesn’t mean on-your-own. Email, chat or call our fully-licensed insurance agents to experience our 91% customer
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