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Active Assailant Insurance

Assailant Smart

Protection Against Armed Assailants & Malicious Attacks. Active Assailant Insurance helps policyholders to prepare for and manage the risk of being a victim of a malicious attack.
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Assailant Smart
Why get Active Assailant Insurance?

24 · 7 · 365 Emergency Response Provided

  • 24 · 7 · 365 emergency response from Merrill Herzog in the event of an incident
  • Dedicated limits covering catastrophic peril
  • Primary and non-contributory to other insurance policies
Insured Events
Attack
Involving the use of a weapon, the definition of which is very broad to capture most scenarios. The attack does not need to be ideologically motivated or carried out in the name of a cause.
Threat
Malicious threats made against insured people or property.
Stalking Threat

Unwanted obsessive attention that puts an insured person in fear or concern for their safety at their place of work.

Coverage Includes

  • Crisis Management Expenses
  • Business Interruption
  • Legal Liability (Optional)
  • Property & Contents Damage
  • Threat Assessments
  • Increased Security Costs
  • Loss of Attraction
  • Public Relation Costs
  • Temporary Premises Costs
  • Expenses Arising from the Attack (Crisis Expenses) such as: Medical, Psychiatric, Childcare Costs
  • Other costs per policy wording
    At the insured location, and within a 5-kilometer radius
Protection for New Global Realities
The frequency and nature of malicious attacks, or armed assailant incidents, continue to be a threat to people and businesses globally. Attacks put lives at risk and expose businesses to potentially catastrophic income loss, including being held liable for an incident on their premises.

Whatever the motive of the attack, the Active Assailant Insurance helps to mitigate the risks of physical, financial, and reputational damage to the policyholder.

Emergency Response by Merrill Herzog

Merrill Herzog is a commercial risk and intelligence firm that helps clients respond to critical and crisis situations, prepare for and defend themselves against security risks, and safeguard commercial interests globally with a suite of comprehensive intelligence services.

With offices located in the United States, Latin America, and the Middle East and established partnerships in 46 countries around the world, Merrill Herzog works with clients, suppliers, and local professional services to deliver solutions that help clients respond to and resolve issues quickly while working to mitigate and manage risks.
merrillherzog.com

Why Choose B Smart Insurance?

Efficient Claims Processing
In the fast-moving world of digital assets, delays can be costly. That’s why our claims process is designed to be efficient, transparent, and responsive.

Innovative Products
B Smart provides innovative new insurance products that include lines that have been unavailable in Canada until now creating new revenue potential for existing books of business.

Brokers Only
B Smart never sells any insurance products direct to consumers without expert licensed broker participation.

Simplified Technology
B Smart is tech-focused to support broker efficiency and work with all major platforms to accommodate any brokerage’s specific workflows to simplify broker processes.

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Wordings

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