Our Commercial General Liability policy offers extension worldwide coverage across a wide range of risks for various trades and occupations, including retail, manufacturing, transportation, and power generation, as well as specialised areas like asbestos removal. With a highly experienced, market-leading team, we provide exceptional service and swift response times. Our expertise spans Canada, coast to coast, with the capability to manage international risks involving Canadian-domiciled activity and exports. Clients also benefit from dedicated claims support as part of the B Smart Claims team.
Target Markets
Capacity
Exclusions
Coverage
Appetite
Primary & Excess of Loss
Efficient Claims Processing
In the fast-moving world of digital assets, delays can be costly. That’s why our claims process is designed to be efficient, transparent, and responsive.
Innovative Products
B Smart provides innovative new insurance products that include lines that have been unavailable in Canada until now creating new revenue potential for existing books of business.
Brokers Only
B Smart never sells any insurance products direct to consumers without expert licensed broker participation.
Simplified Technology
B Smart is tech-focused to support broker efficiency and work with all major platforms to accommodate any brokerage’s specific workflows to simplify broker processes.
Protect your business with broad coverage for diverse trades and specialized sectors like life sciencesss and environmental risks with $5 million limits.
Help clients simplify their commodity storage and shipping insurance costs with a single solution that covers all aspects of the commodity’s journey.
A comprehensive suite of aviation coverages designed to protect aircraft, crew, operations, and manufacturers across all tiers of the industry.
Specialized marine insurance designed for high-value yachts, delivering tailored global protection to ensure confidence on the water.
Tailored coverage, regulatory liability support, and expert protection, helping businesses respond with confidence when environmental risks arise.
Specialized insurance developed to secure physical commodities whenever they are in motion.
Tailored coverages for the cryptocurrency and blockchain industry, providing comprehensive protection against unique risks like theft and smart contract failure.
Safeguarding innovation in life sciences with customised liability insurance, designed to protect your business at every stage of development.
Protecting innovation with specialised clinical trial insurance, designed to safeguard participants, researchers, and organisations at every phase.
Provide your property owner/manager clients greatly enhanced damage coverage, a new source of revenue, while greatly streamlining admin processes..
Manage international risks for Canadian-domiciled activities and exports with $5 million limits and available $50 million open market placement options.
Wordings
We use market Wordings.
Insurers
