Commodity Smart

Your Partner in Commodity Risk Management

Stock & Inventory Throughput Insurance. Your business is safeguarded by our team of experts, dedicated to managing commodity risks, whether your assets are in transit or storage.

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Commodity Smart

Why Get Commodity Smart?

Secure Your Assets when in Motion

Protecting your physical commodities against natural and man-made risks is a complex yet crucial part of transactions for trading counterparties and financiers. At B Smart, our Commodity Smart solution has been developed to assist you wherever your business takes you. Our specialists will guide you through the risk mitigation process, constantly challenging the status quo to create customized insurance solutions that protect every aspect of your business’s risks, both now and in the future.

Industries We Cover

ENERGY

METALS

AGRICULTURE

SOFT COMMODITIES

FOOD & BEVERAGE

The Commodity Smart Experience

Unlock access to top-tier commodity insurers, rapid quotes, and advanced geospatial modeling.

Commodity Smart offers coverage limits of up to USD 75 million for both transit and storage risks, backed by leading insurers with deep expertise in the physical commodity sector. They provide comprehensive policies customized to meet your unique requirements.

Global Risk Data & Modeling

Safeguard your commodities with our over 60 years’ worth of event data that drives our smart risk modeling. Our total scope view provides comprehensive insights into the environmental and catastrophic risks that your static assets may encounter. Using real time, real world data, we provide all clients an in-depth analysis that arms business leaders with an enhanced understanding of their individual risk profiles and insurance requirements. No matter the calamity, be it earthquakes, flooding, straight-line windstorms, hail, tornadoes, or winter storms, Commodity Smart has you covered.

Key Service Features

Cargo cover for international contingency risks or domestic transits, including war, strikes, riots, and civil commotion

Local insurance policies as and where required in order to comply with local insurance regulations

Comprehensive policy form with additional coverage endorsements depending on the customer risk profile

Centralized repository for insurance certificate issuance

Misappropriation coverage for inventories held at third party storage facilities

Storage cover for static inventories including terrorism risks

Contingency risks

Access to risk control technology

Enhanced valuation provisions

Commodity Specific Risk Consultancy

Our expert support and guidance will help you navigate the complex world of commodity supply chains by providing access to:

Enhanced risk control products, integrating services that address both physical and digital risks to manage operations, mitigate exposures, and support ESG goals.
A range of related products and services, including:
- Hull and Machinery coverage
- Protection and Indemnity coverage
- Marine Liability and Cargo Owners Legal Liability coverage
- Political Risks and Trade Credit coverage
Dedicated claims advocacy and guidance

Your Trusted Advisors for Commodity Risks

Our dedicated Commodity Team offers comprehensive risk consulting on how best to protect your physical commodities. Our advice is then aligned with our expert placement solutions that cover your physical assets whilst being shipped (internationally or domestically) or whilst being held in storage, giving you peace of mind that your business is protected at all times
Backed by over 100 years of team experience and industry knowledge, you can rest assured that we will find the best solution for you
We leverage our long-standing relationships with domestic and international markets to deliver the best possible coverage and pricing

Get a Quote Now!

Contact B Smart Insurance or speak with your broker to explore coverage options designed specifically for your needs.

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Why Choose B Smart Insurance?

Efficient Claims Processing
In the fast-moving world of digital assets, delays can be costly. That’s why our claims process is designed to be efficient, transparent, and responsive.

Innovative Products
B Smart provides innovative new insurance products that include lines that have been unavailable in Canada until now creating new revenue potential for existing books of business.

Brokers Only
B Smart never sells any insurance products direct to consumers without expert licensed broker participation.

Simplified Technology
B Smart is tech-focused to support broker efficiency and work with all major platforms to accommodate any brokerage’s specific workflows to simplify broker processes.

Other B Smart Insurance Lines

Commercial General Liability

Comprehensive CGL Coverage for Any Business

Protect your business with broad coverage for diverse trades and specialized sectors like life sciencesss and environmental risks with $5 million limits.

Commodity Smart

Stock Throughput Insurance

Help clients simplify their commodity storage and shipping insurance costs with a single solution that covers all aspects of the commodity’s journey.

Assailant Smart

Active Assailant Insurance

An innovative solution to augment or replace your client’s terrorism insurance with more triggers and wider coverage.

Aviation Smart

Aviation, Aerospace & Drone Insurance

A comprehensive suite of aviation coverages designed to protect aircraft, crew, operations, and manufacturers across all tiers of the industry.

Yacht Smart

Yacht & Pleasure Craft Protection

Specialized marine insurance designed for high-value yachts, delivering tailored global protection to ensure confidence on the water.

Environmental Impairment Liability

Environmental Risk & Pollution Liability Protection

Tailored coverage, regulatory liability support, and expert protection, helping businesses respond with confidence when environmental risks arise.

Motor Truck Cargo

Protection for the Transportation Industry

Specialized insurance developed to secure physical commodities whenever they are in motion.

Crypto Smart

Digital Assets, Crypto & Blockchain Insurance

Tailored coverages for the cryptocurrency and blockchain industry, providing comprehensive protection against unique risks like theft and smart contract failure.