Aviation, Aerospace & Drone Protection

Aviation Smart

Specialized aviation insurance solutions for drone operators, aircraft owners, aviation businesses, manufacturers, and commercial operators.
/
/
Aviation Smart

Aviation Smart

Insurance Solutions for Brokers & Aviation Clients
Aviation Smart provides purpose-built coverage for a wide range of aviation risks, from drone and UAV operations to aircraft ownership, aerospace manufacturing, commercial aviation, and pilot-specific protection. With flexible underwriting across multiple aviation sectors, B Smart Insurance helps brokers access tailored solutions for clients facing complex operational, regulatory, and liability exposures.

Product Overview

This facility is designed to support brokers with aviation insurance solutions that can respond to physical damage, third-party liability, passenger risk, product-related claims, war exposures, and specialist aviation operations.

Coverage can be tailored for drone businesses, general aviation clients, aerospace manufacturers, Tier 2 and Tier 3 airlines, pilots, and aircraft operating in higher-risk environments.

Drone & UAV Coverage

Designed for commercial drone operators, UAV businesses, and companies using unmanned aircraft as part of their operations.

  • Drone Hull Coverage
    Protection against physical damage, loss, or theft of drones and UAVs.
  • Third-Party Liability
    Coverage for property damage or bodily injury claims arising from drone operations.
  • Products Liability
    Protection for manufacturers and technology providers against claims related to drone defects, failures, or product-related incidents.

General Aviation Coverage

Flexible aviation insurance for aircraft owners, operators, and aviation professionals.

  • Hull Coverage
    Protection against physical damage or total loss of an aircraft while in flight, on the ground, or in storage.
  • Liability Coverage
    Defence against third-party claims involving property damage or bodily injury.
  • Passenger Liability
    Financial protection in the event of passenger injury or fatality.
  • War Risks Coverage
    Coverage for losses arising from war, terrorism, hijacking, and related perils.

Aerospace & Products Coverage

Coverage options for aviation manufacturers, service providers, premises, hangars, and operational assets.

  • Product Liability
    Coverage for claims arising from defective or malfunctioning aerospace components.
  • Hangarkeepers Liability
    Protection against damage to aircraft stored in hangars or under the care of third parties.
  • Aviation Premises Liability
    Insurance for risks connected to aviation operations on owned or leased premises.
  • Spare Parts & Tools Insurance
    Coverage for critical equipment, spare parts, and tools essential to aviation operations.

Airline Coverage

Specialist protection for Tier 2 and Tier 3 airline operations with complex passenger, cargo, hull, and liability exposures.

  • Passenger Liability
    Protection against claims arising from passenger injury or loss of life.
  • Cargo Liability
    Coverage for loss or damage to goods transported by air.
  • Hull All Risks
    Comprehensive protection against aircraft damage or total loss due to accidents, theft, or natural disasters.
  • War & Terrorism Coverage
    Insurance for losses resulting from war, terrorism, hijacking, sabotage, and related events.

Standalone Hull War Coverage

Focused protection for aircraft exposed to elevated geopolitical, conflict, or terrorism-related risks.

  • War, Civil War & Insurrection
    Protection against damage or loss caused by acts of war or armed conflict.
  • Terrorism & Sabotage
    Coverage for aircraft impacted by terrorist activity or deliberate destruction.
  • Confiscation & Nationalisation
    Insurance against government seizure, requisition, or forced nationalisation of aircraft.
  • Strikes, Riots & Civil Commotion
    Coverage for damage caused by mass unrest or politically motivated disturbance.
  • Missile, Rocket & Drone Attacks
    Protection against emerging threats targeting aircraft in conflict zones.

Pilot & Personal Protection

Coverage designed to support aviation professionals when an accident, illness, or medical condition affects their ability to work.

  • Accidental Death & Dismemberment
    Lump sum payment in the event of accidental death or serious injury.
  • Temporary Total Disability
    Compensation for income loss when an accident prevents the insured from working.
  • Permanent Total Disability
    Lump sum payment if an accident results in permanent loss of ability to work.
  • Medical Expenses
    Reimbursement for medical costs arising from an aviation-related accident.
  • Pilot Loss of Licence
    Financial protection for pilots unable to exercise their licence due to medical reasons.
  • Critical Illness Coverage
    Protection in the event of a serious illness leading to loss of licence.

Target Clients

Aviation Smart is suitable for a broad range of aviation-related clients, including:

  • Commercial drone and UAV operators
  • Aircraft owners and private aviation clients
  • General aviation businesses
  • Aerospace manufacturers and component suppliers
  • Hangar operators and aviation premises
  • Tier 2 and Tier 3 airlines
  • Cargo and passenger aviation operators
  • Pilots requiring loss of licence protection
  • Aircraft operating in higher-risk regions or environments 

Get a Quote Now!

Contact B Smart Insurance or speak with your broker to explore coverage options designed specifically for your needs.

Resources

Why Choose B Smart Insurance?

Efficient Claims Processing
In the fast-moving world of digital assets, delays can be costly. That’s why our claims process is designed to be efficient, transparent, and responsive.

Innovative Products
B Smart provides innovative new insurance products that include lines that have been unavailable in Canada until now creating new revenue potential for existing books of business.

Brokers Only
B Smart never sells any insurance products direct to consumers without expert licensed broker participation.

Simplified Technology
B Smart is tech-focused to support broker efficiency and work with all major platforms to accommodate any brokerage’s specific workflows to simplify broker processes.

Other B Smart Insurance Lines

Wordings

We use market Wordings.

Insurers

Underwriters at Lloyd’s of London.