Pharmaceutical, Biotechnology, Medical Devices And Clinical Trials
Safeguarding innovation in life sciences with customised liability insurance, designed to protect your business at every stage of development.
Supporting Innovation with Specialised Protection
Our life sciences offering delivers global coverage for a wide range of risks, leveraging Lloyd’s licenses and an extensive international network. We understand the unique needs of the life sciences sector, providing tailored package solutions to support every stage of your business journey.
As part of our International Casualty division, this coverage complements our General Liability and Environmental Liability lines, with a focus on fostering lasting partnerships and delivering exceptional support. With in-house underwriting expertise and dedicated claims resources, we offer industry-specific insights to help clients navigate risk effectively and confidently.
Policy Highlights & Essential Details
Target Markets
Capacity
Exclusions
Coverage
Sub Limited Coverage
Primary & Excess of Loss Risk Appetite
Our life sciences offering delivers global coverage for a wide range of risks, leveraging Lloyd’s licenses and an extensive international network. We understand the unique needs of the life sciences sector, providing tailored package solutions to support every stage of your business journey.
As part of our International Casualty division, this coverage complements our General Liability and Environmental Liability lines, with a focus on fostering lasting partnerships and delivering exceptional support. With in-house underwriting expertise and dedicated claims resources, we offer industry-specific insights to help clients navigate risk effectively and confidently.
Target Markets
Capacity
Exclusions
Coverage
Primary & Excess of Loss Risk Appetite
Pharmaceutical & Biotechnology
Medical Devices
Clinical Trials
Life Sciences
Clinical Trials
Efficient Claims Processing
In the fast-moving world of digital assets, delays can be costly. That’s why our claims process is designed to be efficient, transparent, and responsive.
Innovative Products
B Smart provides innovative new insurance products that include lines that have been unavailable in Canada until now creating new revenue potential for existing books of business.
Brokers Only
B Smart never sells any insurance products direct to consumers without expert licensed broker participation.
Simplified Technology
B Smart is tech-focused to support broker efficiency and work with all major platforms to accommodate any brokerage’s specific workflows to simplify broker processes.
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Safeguarding innovation in life sciences with customised liability insurance, designed to protect your business at every stage of development.
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Wordings
We use market Wordings.
Insurers
