Can I use my vehicle for business or commercial purposes?
Depending on how you use your vehicle for business or commercial purposes, it may or may not be covered…
Can I get insurance coverage for my vacation home?
Yes, you can cover your vacation property with a separate homeowner’s policy. If you’re not at your vacation…
Can I get fire insurance through B Smart?
B Smart covers you for loss or damage caused by a fire whether you’re a homeowner, condo owner, landlord or tenant. Proof of fire insurance is often requested by a mortgagee or landlord – our policies include fire insurance along with many other coverages. You can provide a copy of your home insurance policy for […]
Can I get a quote for a vehicle/property I don’t personally own or lease?
Only the vehicle owner (or named lessee) or homeowner can quote and purchase a policy with B Smart …
Can I get insurance coverage for my recreational vehicle?
It’s not something we offer at B Smart at this time. ATVs, campers, snowmobiles, antique automobiles…
Are my tenants covered by my landlord insurance?
Your landlord insurance doesn’t cover your tenants’ stuff. Renters need to buy their own tenant (or renters) …
Are there any coverage limitations for certain belongings?
A small number of personal belongings fall into a category called Standard Limits, which means you’re…
Am I covered for upgrades and modifications to my vehicle?
It depends on the nature of the upgrades or modifications. If the modification is for accessibility reasons…
Am I covered for items stolen from my vehicle?
It depends on what the items were. If it was something that was actually a part of your vehicle (for example…